Making money online is tough, it’s even more difficult doing it on your phone. We are becoming lazier and lazier, and some of us (like myself) want to make cash sitting on our couch. Being in the mobile industry for over 10 years, I can tell you one thing: it’s possible, but not easy.

Our trusty devices are not just for calls and texts anymore, they can be powerful tools for generating income. But how can we do this? And how can I get started today?

I will help you explore some of the most effective methods on how to make money on your phone! Wouldn’t you want to make an extra couple hundred bucks a month from your couch?

I’m doing it, so why don’t you take a risk and give it a shot? 😉

What are the Best Ways to Make Money on Your Phone?

Ever thought about turning your old stuff into extra cash? How about sitting on the couch and looking at ads all day? Whatever your laziness level is, I have an entire list below for you to take a look at.

Also just to note, I am not an affiliate for any of these products – just your everyday user!

1. Earn Cash Back Through Shopping Apps

You can get started with cash-back shopping apps like Acorns and Rakuten. These are fun ways to make extra income, especially when your screen time is over 8+ hours a day! 

Earn with Rakuten

30 dollar referral with Rakuten

Rakuten offers up to 40% cash back at over 2,500 stores. It’s one of the best ways to make passive income.

Sign up for free, shop through their platform, and get paid via PayPal or check.

Referring friends can net you an extra $30 bucks too. Check out all the cash I made!

Rakuten earning proof
Rakuten Phone logo

To really maximize your earnings, use these apps consistently. Make them part of your regular online shopping routine and watch your income stream grow right from your phone!

You can get the app below:

iOS app badge

2. Sell Your Junk on Online Platforms

Got stuff you don’t need? Clothes your mother-in-law gifted you with tags still on them? You can earn extra money from your phone instantly by selling your old gadgets on places like Amazon’s trade-in program or other online platforms below.

Amazon’s Trade-In Program

Use Amazon’s Trade-In program to sell your stuff hassle-free. Just pick the item, answer a few questions, and ship it with a free prepaid label.

You get an Amazon gift card in return. This is perfect if you use Amazon for purchases and want a quick and easy win.

screenshot of amazon's trade in program interface.

Exploring other Platforms

Don’t limit yourself to Amazon, Bezos has enough money so try to sell your junk on eBay, OfferUp or Facebook Marketplace instead. Better yet, why not start a 3D printing business on Etsy?

It’s really just as easy as snapping pics of your items with your phone and listing them easily on these platforms. Set your condition of the item, and wait for offers/sales to trickle in! 

I would recommend eBay for stuff you cannot sell on the Facebook marketplace. These are typically clothes, electronics, or weird toys. Facebook marketplace is quite annoying and filled with bots, scammers, and people always asking “Is this available?”.

It takes some time to get a win but regardless..annoying. 

Everything through your phone is now possible, so why not do a bit of passive work and declutter your closet?

3. Participate in Market Research Surveys

If you want another way to earn some extra cash, take part in market research surveys on your phone. Companies like Nielsen pay for your opinions.

Don’t worry there is no human experimentation, they pay you for your time!

Nilsen Banner Photo

How Does Nielsen Surveys Work?

Nielsen is a big deal in the market research world. You sign up as a panelist and take surveys to help them understand consumer behavior.

You get paid for each survey completed. It takes some time, but you can probably do enough of them to support your Starbucks habit!

You can check them out here.

4. Reward-based apps and Websites

If you’re looking to have a blast and get paid for using your phone, reward-based apps are the perfect choice.

These apps offer straight mulla for various online activities such as playing games, watching videos, or even shopping. Start making money by doing something you already do! 

Earning with Swagbucks

I used to work with Swagbucks and they changed my view on this completely. They are the KINGS when it comes to learning how to make money on your phone.

They are offering a $10 sign-up bonus along with a $2 bonus for verifying your email!

picture of swagbucks homepage

Testing Websites on UserTesting

If giving feedback on user experience sounds interesting, check out UserTesting.

This platform pays you to test brands’ websites and provide your honest feedback. It’s an easier way to make money online while helping businesses improve their products and/or services.

This method requires a little more than some spare time – so why not turn downtime into golden opportunities?

5. Online Business Apps

Fancy starting a business? You can now run a business anywhere in the world with an app like Shopify!

Shopify App: Your Virtual Storefront

Shopify offers a sweet mobile app that can manage your online store, track sales, fulfill orders, and respond to customers in real time. A money-making machine, right in your pocket.

I have been running a drop shipping store for the past 6 years, check out my earnings from December!

earnings from shopify
shopify logo on i phone

6. Virtual Assistant or Social Media Manager

buffer social media website

Why not become a virtual assistant? You can help businesses with appointments, bookkeeping, and more – all from your smartphone. Talk about convenience!

Becoming a Virtual Assistant on Your Phone

Virtual assistants are in high demand after COVID. They handle everything from emails to event planning, all from a remote location. Platforms like Upwork or Fiverr are great places to start your virtual assistant journey.

Leveraging Social Media Skills for Income

Use apps like Buffer or Hootsuite to create content, develop strategies, and engage with communities. It’s never been easier.

Clients will expect you to stay on top of messages and comments throughout the day. If this sounds like your thing, check out platforms like LinkedIn for job postings in these roles.

Remote work using just your mobile device? Sign me up.

7. Unique Ways and Freelancing

Smartphones have become more than just communication devices. They are now powerful tools that can be utilized to generate income in unexpected ways.

Unique Ways

You’d be surprised at how companies are willing to pay for simple tasks done on your phone.

COIN is an app that pays you simply by geo-mining on your phones. Mistplay also has been around for years and is a great passive way to earn coffee money!

Another interesting way is by checking out my top iPhone list to generate some sweet revenue.

COIN app showing geofarming

Finding freelance work has never been easier thanks to apps like Upwork and Fiverr. These platforms connect freelancers directly with clients seeking labor services, allowing individuals to earn cash right from their phones.

8. Offerwalls

You probably never heard of monetization tools called offerwalls. Users can receive rewards, such as cash or gift cards, for completing a range of tasks on a page filled with multiple offers.

Monetizing Websites Using Offerwalls

Offerwalls are basically fancy ads that app developers and website owners can slap on their platforms but all in a centralized “wall”. Users who interact with these offerwalls by doing surveys, downloading apps, or watching videos earn points they can trade for cool stuff.

This model benefits everyone: users get rewarded for their time and effort, while advertisers get to know what makes consumers tick. It’s a win-win situation and you get paid for being in the middle! This extra income can even eventually replace your full-time job.

A great example of this is on paid survey sites like Toluna and Swagbucks which let you make money straight from your phone.

picture showing an offerwall from offerturo on swagbucks

9. Develop an App!

Now this one is not as tough as you may think. No longer do we have to hire teams to develop the next Angry Birds or Candy Crush game to make millions. Now you can do it develop your own game and make some cash through no-code builders like buildbox!

Once you make your own game it is really easy to monetize users by using specific monetization strategies to rake in that sweet green cash!


And there you have it! The digital age has made making money from your phone is easier than you might have thought. With the entire list wrapped up, I highly recommend you start with Rakuten, but the options are endless.

This list is just to get you started, I encourage you to go down the rabbit hole and find something that works for you.

In a nutshell, your phone is more than just a device, it’s a cash machine waiting to be tapped. So why not try some of these today?

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